IDFC Cash Fund – Direct/Regular Plan – Growth
About
IDFC Cash Fund is a type of mutual fund that aims to provide liquidity and capital preservation by investing primarily in short-term money market instruments such as treasury bills, certificates of deposit, and commercial papers. The Direct/Regular Plan and Growth option refer to the plan and the type of NAV (net asset value) offered to investors. The Direct Plan typically has lower expense ratios as it is sold directly to the investors without the involvement of intermediaries, while the Regular Plan is sold through intermediaries such as financial advisors and brokers. The Growth option means that the NAV of the fund will not be paid out but instead reinvested to grow the value of the investment.
The IDFC Cash Fund is suitable for investors who are looking for a short-term investment option that provides liquidity, capital preservation, and higher returns than savings accounts or fixed deposits. The fund is managed by experienced portfolio managers who use a combination of research, analysis, and market intelligence to select the most suitable money market instruments for the fund.
RETURNS (NAV as on 19th January, 2023)
| Period Invested for | ₹10000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 12-Jan-23 | 10011.40 | 0.11% | – | 0.11% | 8/38 |
| 1 Month | 19-Dec-22 | 10056.40 | 0.56% | – | 0.57% | 27/37 |
| 3 Month | 19-Oct-22 | 10163.40 | 1.63% | – | 1.34% | 26/38 |
| 6 Month | 19-Jul-22 | 10300.60 | 3.01% | – | 2.70% | 23/38 |
| YTD | 01-Jan-23 | 10031.00 | 0.31% | – | 0.33% | 27/37 |
| 1 Year | 19-Jan-22 | 10506.90 | 5.07% | 5.07% | 4.75% | 23/38 |
| 2 Year | 19-Jan-21 | 10857.30 | 8.57% | 4.20% | 3.94% | 27/37 |
| 3 Year | 19-Jan-20 | 11288.60 | 12.89% | 4.12% | 3.94% | 26/37 |
| 5 Year | 19-Jan-18 | 12888.80 | 28.89% | 5.20% | 5.06% | 26/33 |
| 10 Year | 19-Jan-13 | 19120.90 | 91.21% | 6.69% | 6.62% | 25/31 |
| Since Inception | 01-Jan-13 | 19201.00 | 92.01% | 6.70% | 6.31% | 26/38 |
SIP RETURNS (NAV as on 19th January, 2023)
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 19-Jan-22 | 12000 | 12365.96 | 3.05 % | 5.66 % |
| 2 Year | 19-Jan-21 | 24000 | 25203.7 | 5.02 % | 4.76 % |
| 3 Year | 19-Jan-20 | 36000 | 38478.08 | 6.88 % | 4.36 % |
| 5 Year | 19-Jan-18 | 60000 | 67424.88 | 12.37 % | 4.6 % |
| 10 Year | 19-Jan-13 | 120000 | 161378.4 | 34.48 % | 5.77 % |
Investors should be aware that the returns on cash funds are not guaranteed and are subject to market risks. The fund’s NAV may fluctuate based on changes in interest rates and the creditworthiness of the underlying securities. Additionally, cash funds are typically not suitable for long-term investment goals, as the returns on cash funds are generally lower than those of equity or debt funds.
Overall, IDFC Cash Fund can be considered as a good option for investors looking for short-term investment options with a moderate level of risk and returns. As always, it is advisable to consult with a financial advisor before making any investments.
IDFC Cash Fund – Direct/Regular Plan – Growth
IDFC Cash Fund is a type of mutual fund that aims to provide liquidity and capital preservation by investing primarily in short-term money market instruments such as treasury bills, certificates of deposit, and commercial papers. The Direct/Regular Plan and Growth option refer to the plan and the type of NAV (net asset value) offered to investors.
The Direct Plan typically has lower expense ratios as it is sold directly to the investors without the involvement of intermediaries, while the Regular Plan is sold through intermediaries such as financial advisors and brokers. The Growth option means that the NAV of the fund will not be paid out but instead reinvested to grow the value of the investment.
The IDFC Cash Fund is suitable for investors who are looking for a short-term investment option that provides liquidity, capital preservation, and higher returns than savings accounts or fixed deposits. The fund is managed by experienced portfolio managers who use a combination of research, analysis, and market intelligence to select the most suitable money market instruments for the fund.
Investors should be aware that the returns on cash funds are not guaranteed and are subject to market risks. The fund’s NAV may fluctuate based on changes in interest rates and the creditworthiness of the underlying securities. Additionally, cash funds are typically not suitable for long-term investment goals, as the returns on cash funds are generally lower than those of equity or debt funds.
Overall, IDFC Cash Fund can be considered as a good option for investors looking for short-term investment options with a moderate level of risk and returns. As always, it is advisable to consult with a financial advisor before making any investments.
IDFC Cash Fund: A Short-Term Investment Option
IDFC Cash Fund is a type of mutual fund that aims to provide liquidity and capital preservation by investing primarily in short-term money market instruments such as treasury bills, certificates of deposit, and commercial papers. The fund offers two plans: Direct and Regular.
The Direct Plan is sold directly to investors without the involvement of intermediaries, and typically has lower expense ratios. The Regular Plan, on the other hand, is sold through intermediaries such as financial advisors and brokers. The fund also offers a Growth option, which means that the NAV of the fund will not be paid out but instead reinvested to grow the value of the investment.
The IDFC Cash Fund is suitable for investors who are looking for a short-term investment option that provides liquidity, capital preservation, and higher returns than savings accounts or fixed deposits. The fund is managed by experienced portfolio managers who use a combination of research, analysis, and market intelligence to select the most suitable money market instruments for the fund.
It’s important to note that the returns on cash funds are not guaranteed and are subject to market risks. The fund’s NAV may fluctuate based on changes in interest rates and the creditworthiness of the underlying securities. Additionally, cash funds are typically not suitable for long-term investment goals, as the returns on cash funds are generally lower than those of equity or debt funds.
Overall, IDFC Cash Fund can be considered as a good option for investors looking for short-term investment options with a moderate level of risk and returns. As always, it is advisable to consult with a financial advisor before making any investments.
IDFC Cash Fund: A Short-Term Investment Option
IDFC Cash Fund is a type of mutual fund that aims to provide liquidity and capital preservation by investing primarily in short-term money market instruments such as treasury bills, certificates of deposit, and commercial papers. The fund offers two plans: Direct and Regular.
The Direct Plan is sold directly to investors without the involvement of intermediaries, and typically has lower expense ratios. The Regular Plan, on the other hand, is sold through intermediaries such as financial advisors and brokers. The fund also offers a Growth option, which means that the NAV of the fund will not be paid out but instead reinvested to grow the value of the investment.
The IDFC Cash Fund is suitable for investors who are looking for a short-term investment option that provides liquidity, capital preservation, and higher returns than savings accounts or fixed deposits. The fund is managed by experienced portfolio managers who use a combination of research, analysis, and market intelligence to select the most suitable money market instruments for the fund.
It’s important to note that the returns on cash funds are not guaranteed and are subject to market risks. The fund’s NAV may fluctuate based on changes in interest rates and the creditworthiness of the underlying securities. Additionally, cash funds are typically not suitable for long-term investment goals, as the returns on cash funds are generally lower than those of equity or debt funds.
The IDFC Cash Fund is a good option for investors looking for a short-term investment, for example for parking their surplus funds, or for meeting their unexpected expenses. As the fund primarily invests in short-term money market instruments, it tends to be less volatile as compared to equity funds. However, it’s important to note that the returns on cash funds are not as high as those of equity or debt funds.
It is advisable to consult with a financial advisor before making any investments to understand the suitability of the fund based on an individual’s risk appetite, financial goals and investment horizon.
FAQ
Q: What is IDFC Cash Fund?
A: IDFC Cash Fund is a type of mutual fund that aims to provide liquidity and capital preservation by investing primarily in short-term money market instruments such as treasury bills, certificates of deposit, and commercial papers.
Q: What is the difference between the Direct and Regular Plan?
A: The Direct Plan is sold directly to investors without the involvement of intermediaries and typically has lower expense ratios. The Regular Plan is sold through intermediaries such as financial advisors and brokers.
Q: What is the Growth option?
A: The Growth option means that the NAV of the fund will not be paid out but instead reinvested to grow the value of the investment.
Q: Who should invest in IDFC Cash Fund?
A: The IDFC Cash Fund is suitable for investors who are looking for a short-term investment option that provides liquidity, capital preservation, and higher returns than savings accounts or fixed deposits.
Q: Are there any risks associated with investing in IDFC Cash Fund?
A: The returns on cash funds are not guaranteed and are subject to market risks. The fund’s NAV may fluctuate based on changes in interest rates and the creditworthiness of the underlying securities. Additionally, cash funds are typically not suitable for long-term investment goals, as the returns on cash funds are generally lower than those of equity or debt funds.
Q: Should I consult with a financial advisor before investing in IDFC Cash Fund?
A: Yes, it is advisable to consult with a financial advisor before making any investments to understand the suitability of the fund based on an individual’s risk appetite, financial goals, and investment horizon.
